When a person has a home foreclosed on, and that home was insured by FHA (Fannie, Freddie, etc), that person cannot buy another insured home until 3 years after the payoff date of the insured mortgage.

In my case, I have regained employment, regained my credit score, and have the ability to buy, but can’t due to the rule of 3 years.

Remove the rule (or reduce it to 1 or 2 years) and there could be an influx of buyers into the market.

Location: Georgia

Please ask Romney or Gingrich what these so-called “classes” are. Romney seems to complain of warfare on his class — what class is that? In what class would he say the rest of us are? Is this warfare some lower class attacking some upper class?

I think you know what to do with this issue. Just don’t overlook it.

See you for four more years, Mr. President.

Location: Lafayette, Colorado 80026

Why is day care assistance denied for those making minimum wage but there are people not working who get day care coverage? A single mother working at a gas station making minimum wage was told she could not get day care assistance until she lost her job. Many people on welfare are taking advantage of the daycare and not going to work and not looking for work either. This is not fair and is actually undermining those trying work and encourages those to live on government assistance.

Location: New Richmond, WI

The majority of the occupiers across the country were once your loyal constituents. They are now in the streets taking a stand for the values they believed you stood for; demanding the change, I would still like to believe that you want. This is a pivotal moment in national/global history. The sentiments that got you elected are still sweeping the planet. I speak for many who voted, donated and campaigned for you. You have the chance to begin to restore our faith. Speak out in support of OWS. Speak out for participatory democracy. Advise mayors, governments, and police depts. to work with the protesters, and allow the occupations. Watch the numbers of those joining on wknd marches swell. Watch the message of change for the 99% become so loud that the Republican obstructionists can longer deny or prevent the shifting of economic power. Encourage Democratic politicians to get involved and interact. Then stand back and watch the biggest landslide election in US history in 2012. A defeat of OWS now, is a defeat for all of us.

Location: Denver, CO

Disrespectful comments by Republicans must be addressed! Staff needs to research your opponents’ record. Romney is a job destroyer who lost reelection, Perry’s favors to large campaign contributors and tea party candidates are wide open. Those living in glass houses should not throw stones! No president should tolerate comments i.e. Liar, clueless!

Location: Houston, Texas

Offer retirees a plan which will give them graduated benefits. Something like this: at age 66 the retiree gets benefits they would have gotten at 62. Then each year benefits increase – for example at 67 they get benefits the would have received at 63. Benefits continue to increase until age 76, when they get the full 72 retirement age benefits. This would have to be tweaked by the actuarial wizards.

I think a lot of people with some savings would take it, and use their own resources for the first few years (or keep working) so that they will have the higher benefits should they live a long time.

Now we are forced to choose a fixed benefit for life, which make us gamble current income against long life… This plan would balance that out. It also delays expenditures for the government, and may increase revenues for a few years if people continue to work. I think it is a win-win idea.

This makes SS benefits more like they were intended to be – insurance for the aged.

Location: Lambertville, NJ

Mr. Obama, you should have vetoed the republican bill to extend the 2001 Bush tax cuts on the wealthy. But since you did not, you should now try to see to it that taxes revert to the rules in effect in 2000.
The Bush tax cuts reduced the federal revenue by two hundred billion dollars annually. Therefore a return to the 2000 tax rules should increase revenue significantly.
That would help the deficit obviously.
During my lifetime, (69 years), only one tax increase on the wealthy has been passed and that was by the Clinton administration in 1993. Many tax reductions have been passed on the wealthy during my lifetime. The wealthy will be just fine if they have to pay a little more tax. Clinton’s tax increase on the wealthy improved the economy dramatically so get with it.

Location: Denison, Texas

I propose a 05% decrease in spending from the 2010 budget across the entire federal government. Including pay cuts for all federal employees, congress and the President. All foreign spending everything!!!!!!!!!!!!!!
congress and the President can accomplish anything when they really, TRY!!!!!!!

Location: Arizona

What should be done is only the obvious,we should go back to basics when the those that represent us had to pay there own way.let look at this for one minute,Has anybody stopped to look at the way most of these guy live.private jets, limo’s 20 room mansion’s etc. etc.in the old day’s they didn’t even get a salary.now it would seem that the only thing getting done today is who can fill there pockets the fastest till there is nothing left and we are left holding the bag.if i were the president i would start buy forcing them to justify why they need such huge paycheck’s.(i need a new porch for my grand daughter to attend private school in) is not a legitimate reason other than reasonable living expenses they should have to pay for there own extravagant life styles.
Lets put a stop to this and i bet my eye teeth that will see how many fake reps that if this were to happen they would run away screaming.only the real reps would remain and then real work that would help us (america) really get things fixed.we should close the bank on the fat cats by maybe letting know that if you already have a butt load of assets,a minimum amount of money before you could get a pay check.the logic being if you got a ton of money why do you need mine?

Location: davie florida

If our economy was the RMS Titanic, Republicans would be like an ambitious first mate, so eager to seize power from the captain that he steers the ship of state into an iceberg, thinking he’ll take over when the captain goes down with the ship. Republicans have forgotten — or no longer care — they’re on the boat too, and they’re working very hard to ensure that the country will be nearly ungovernable should they succeed in seizing the reins of government.

If it seems like the White House is arranging deck chairs on the Titanic, the GOP is busy measuring the the captain’s quarters for drapes, even as the ocean pours in. And the tea party orchestra plays on, with just one song on the playlist — “Under the Sea.”

President Obama, please listen up: The GOP is no longer be a normal party. It’s the political equivalent of Courtney Love showing up at your intervention and Charlie Sheen offering you a ride to rehab. The current GOP’s current brand of crazy (that Noonan, Books and others are just noticing) started a long time ago. If the Speaker (who can’t seem to realized he is part of the problem, not part of the solution) and the GOP and the DEMS who side with them continue to hold this country hostage, please stop their salaries. I’ve had enough, and so has most of the country, of their three-year-old, snot-nosed tantrums.

Location: Califonia