Economy / Jobs

obvious government cuts

On August 2, 2011, In Administration, Economy / Jobs, By eric

There are alot of things that are entirely wasteful in the government as it is; why buy one when you could buy two for three times the price? Such as, have a state irs and a federal irs. You could have an epa in every state and then waste money on a federal one as well. Or, if you wanted to ‘really’ waste money you could have a DEA and ATF when the states already have the police to call on. Generally it is a business or individual picking up the phone and calling the DEA that informs them of an issue and they handle the situation. Calling the police accomplishes the exact same thing. I would say just have the states irs collect taxes then send their portion of national taxes in, so a single collection process. Further advancement of the concept would be to do away with both organizations and switch towards a national sales tax so that the treasury is now collecting. Nobody evades their taxes, nobody gets off easy, and nobody ever has to file again. I admit this hurts tax preparers, however no matter what solution is accepted somebody will lose. However if you consider this point we have enough people in debt to the irs that Tax Masters has a commercial that plays more than 87 percent of all others. Everyone saves preparation costs and in conclusion that is the good of the many vs the good of the one. We could encourage job growth instead of restricting it; why is hemp illegal again? There are many industries that should not be illegal as in that case we are damaging numerous industries (rope, plastic, paper, synthetic fuels, etc) by banning a plant that has no negative impact at all. We can save money and produce tax revenue at the same time legalizing and taxing various enterprises currently handled by the black market. People buy marijuana constantly in this country as would be proven time and again by the arrests. Making that particular drug legal and either taxed or produced by the government would now provide revenue while saving costs for prosecution on an item less hazardous than drinking vodka and smoking cigarettes (both legal). The basic reason why we have financial issues as a nation, are that we are too stupid too look at the situation from all angles. I have done the math on this list of ideas : the effect is that we have a balanced budget, trim the debt by 189 billion dollars per year, and cut nothing. The worst part is that it is entirely obvious and would never be supported by a government looking for votes. I learned through experience that sometimes you have to break a few eggs to make an omlette. Sometimes you also have to accept that you yourself will BE one of those eggs. It isn’t fun, but it’s better than slashing NEEDED programs instead of the worthless ones. President Obama wants to preserve our way of life while at the same time fixing the problem. Remember during this, he is the President! He did a wonderful job during this entire situation and got very little government support, and he was the only one concerned with the future. There is no such thing as trickle down economics, other than if you actually damage a business people lose jobs. The economy ‘trickles up’ with the base being the poor, central support being the middle class, and wealthy/businesses earning from the base then returning to it in the form of jobs. When we are told to cut taxes for the poor and make the rich pay their fair share, that is good economics. Trickle down was disproven long ago and anyone in support of faulty logic should study trends instead of speak (for the entire house).

Location: Southwick, MA 01077

HomeOwneship BailOut that Actually Bails Out The HomeOwner

On June 8, 2011, In Economy / Jobs, By Shannon A Schutltz

Hello Mr President & Good Afternoon ,

My suggestion is to to re allocate the billions of dollars that is being used to bail out the banks (that are misusing the funds anyway) and bail out the homeowners directly. how about using the recorded assessed value (owner occupied first, investment/2nd homes next) and each homeowner is granted a bail out to reduce thier mortgage to 80% loan to value. = bank gets $, howeowner gets homeownership interest in thier home …… what do you think ? …

Location: Vancouver Washington, The Great NorthWest

Medicare should pay last, not first.

On March 12, 2011, In Economy / Jobs, Other, By SUE MCCABE

Many people have health insurance through their job and also have medicare. When the bills are paid, the MEDICARE PAYS FIRST and covers most of the bill, then if there is anything left to be paid, the other insurance pays the remaining amount.

The Health insurance companies like Blue Cross and Blue Shield have a gravy train going. I think the INSURANCE COMPANIES SHOULD BE THE FIRST TO PAY and Medicare should be second.

This would SAVE THE GOVERNMENT BILLIONS OF DOLLARS.

Location: Destin, Florida

giant valve

On June 15, 2010, In Economy / Jobs, Other, By YolCyn

Place an oversized tube with a giant valve open. Weld the tube to the spill tube. Then close the valve.

Location: Monterrey, Mexico

Banking system

On April 15, 2010, In Economy / Jobs, Other, By Christiane Karas

I am furious over the bailout of the banking system. The banks are running the country with their greed. I have had so much trouble working on the Mortgage Assistance Program. The banks are making huge amounts of money while the rest of the country is in bankruptcy. I am very disappointed in the system and the administration.

I was so sure things would change when Pres. Obama was elected, but it’s business like usual.

My wish is that the American people were bailed out instead of the banks, they should have failed since they caused this mess and the people should have been bailed out.

The banks are criminal.

Location: Pagosa Springs, Colorado

Mortgage Assistance

On April 8, 2010, In Economy / Jobs, Other, By Richard A. Fale

I don’t see the remedy as rocket science. I am a Democrat, but more importantly….I am an American. Because of the economic disaster we have encountered, there are many who legitimately need relief with their mortgage payments. As a line in the sand to define fairness, any taxpayer paying a mortgage who has lost their job should be entitled to the relief. All others should be required to deal with the economic downturn along with everybody else. Set the mortgage payment at 30% of monthly unemployment receipts. This should carry for six months after the applicant is gainfully employed. The original rates and other terms should remain unchanged. The amount of monthly payment that results in being deferred should be put on the back end of the mortgage. Any amounts that are deferred should be exempt from qualifying for bankruptcy discharge. Should benefits expire before the applicant is gainfully employed, the mortgage payment should drop to zero for a period of no more than one year. Any unpaid mortgage at that time should be subject to forclosure rights of the mortgage holder.

This is a good starting point for mortgage reorganizations without penalizing mortgage companies. We are all responsible for the many hiccups that occurred in the downturn and we are all responsible for our mortgage agreements. There should be no crying “foul” on unaffordability. These are all adults. We all know when we get something that appears to be too good to be true. We were just fine with the “good deals” when we were on the upside of that rollercoaster ride. This is also fair to all those who have managed to maintain their mortgage payments in a timely manner.

This suggestions requires a lot more tweeking, but is a fair start to a fair solution!!

Location: Lake Placid, Florida

Selling the Healthcare Bill

On April 8, 2010, In Economy / Jobs, Health Care, Other, By Bob

Why didn’t the Healthcare Bill get sold as the following:
The basis of healthcare insurance is some else pays if you care; the group pays for the few. People, regardless of there ability to pay or legal or illegal alien, get the care they need at hospitals. The Bill just asked those that benefit from the system to contribute to the system.

This adresses the arguement that ‘we’ do not want to pay for illegal aliens care; we already do. Also, the arguement that some have made that they do not want to pay for health insurance; they want ‘us’ to pay for them. Give ‘illegals’ and ‘the healthy’ the ability and oligation to pay into the system that already provides them care.

Location: Chicago, IL

Health Care

On March 26, 2010, In Economy / Jobs, Other, By Marco Sonnenschein

Suggest a FAQ or Q & A sheet be sent to all Medicare recipients as to how the new health care bill impacts on Medicare recipients. There have been/are too many misunderstandings and falsehood re the legislation which causes unnecessary worry and concern for seniors.

Location: Palm Beach Gardens FL 33418

Get America working

On March 25, 2010, In Economy / Jobs, By Lovelace

Please consider that instead of just paying people their unemployment insurance, we give potential employers the option of hiring new employees at minimum wage while unemployment insurance subsidizes the remaining wages.

This would stimulate more business for that company while stimulating our economy. Naturally, this arrangement would have a time limit for the hired individual and be structured so that employers can’t abuse it by simply laying off the employee in order to hire another at minimum wage.

Location: Newcastle, Washington

Demolition of old homes and building that have been condemed

On November 18, 2009, In Economy / Jobs, By Anonymous

The government would operate off the same idea use for cash for clunker. The government would allow contractors to bid on the tearing down of homes that have been condemned by the city, and towns in the community. The homes materials would have to be separated for disposal, such as roofing in one bin, lumber in another for environmental reason. The tearing down of these condemned homes, office building would clean up our cities and town. This would put small business, contractors, and a labor force to work. There are many individuals who could clean the house prior to the demolition. Carpenters who are not building now could disassemble the homes, Electricians and plumber could perform their scope. Disposal could be done in the existing land fills or in garbage burner producing power. This probably could put people to work all over the U.S. and it would include skilled and non-skilled. The administration staff would work with the local cities and towns governments staff to handle bids, reviews of contractors, non-contractors and payments and inspection.

Location: Overland Park, Kansas